Where does one even begin? Do you start with estate planning? If that is the starting point my mom, who is a type B personality, got a few things right. Before her passing, she made me the joint owner of her house, and having a deed in joint tenancy with right of survivor ship kept the house out of probate. Good to know. She did the same thing with all of her retirement accounts: She made her grandchildren the co-owners of those accounts so upon her passing, they became owners thereby keeping those accounts out of probate. She also wrote…